Click here for Today's MORTGAGE RATES! LOAN APPLICATION TODAY'S RATES CALCULATORS GLOSSARY TESTIMONIALS CONTACT US MORTGAGE HOME COMPANY HOME Items you may need for your loan application Past 3 year history of residence Past 1 year history of landlord names and addresses. Past 2 year history of employment, schooling, etc. Address and account numbers for all payments. Breakdown of monthly payments and balances. Examples of types of accounts: Car loans Student loans Day care expense Credit cards Finance companies Current mortgage company Bank account numbers and addresses for all checking, savings, cd's, mutual funds, IRA's, etc. Past 2 years complete personal tax returns and year to date information on self-employed borrowers or borrowers who have more than 25% ownership interest in a Corporation, Partnership, etc. Source of your cash to close. ADDITIONAL IMPORTANT INFORMATION: Pick and stick with one Realtor. Because of Fargo-Moorhead Multiple Listing Service, he/she can show you every home that is on the market. Consider a Home Protection Plan. The buyer or seller can purchase. Available through most nationally affiliated real estate companies. 1ST TIME HOME BUYER LOANS ONLY Copy of picture ID Copy of social security cards Copy of recent paystubs Copy of most recent bank statements Copy of three years tax returns Three years landlord names and addresses 1% reservation fee Appraisal and credit report fee OTHER ITEMS YOU MAY NEED Bankruptcy papers Divorce decree Student transcripts Letters explaining negative credit history and documentation Letters explaining recent inquiries into your credit into your bank Letters and documentation explaining large deposits into your account 2 years complete partnership or corporation returns and year-to-date information Letters explaining any gaps in your employment FHA LOANS ONLY Copy of picture ID Copy of social security cards Copy of recent paystubs Copy of most recent bank Appraisal and credit report fee CONVENTIONAL LOANS ONLY Appraisal and credit report fee VA LOANS ONLY Copy of picture ID Copy of social security cards Certificate of Eligibility DD214 Original paystubs Appraisal and credit report fee Agent Only Login    |    Disclaimers This site is hosted, designed, and copyright © 1994 - 2006 by Delta Media Group, Inc.