Park Company Realtors Sign

Fargo-Moorhead Area

Real Estate for Sale

701.237.5031

• 1.800.288.7316

Home Search

The Sign Says More When It's a Park Company Sign!

My Homefinder

Items you may need for your loan application
Park Company Past 3 year history of residence

Past 1 year history of landlord names and addresses.

Past 2 year history of employment, schooling, etc.

Address and account numbers for all payments. Breakdown of monthly payments and balances. Examples of types of accounts:

  • Car loans
  • Student loans
  • Day care expense
  • Credit cards
  • Finance companies
  • Current mortgage company


Bank account numbers and addresses for all checking, savings, cd's, mutual funds, IRA's, etc.

Past 2 years complete personal tax returns and year to date information on self-employed borrowers or borrowers who have more than 25% ownership interest in a Corporation, Partnership, etc.

Source of your cash to close.

ADDITIONAL IMPORTANT INFORMATION:

Pick and stick with one Realtor. Because of Fargo-Moorhead Multiple Listing Service, he/she can show you every home that is on the market.

Consider a Home Protection Plan. The buyer or seller can purchase. Available through most nationally affiliated real estate companies.

1ST TIME HOME BUYER LOANS ONLY
  • Copy of picture ID
  • Copy of social security cards
  • Copy of recent paystubs
  • Copy of most recent bank statements
  • Copy of three years tax returns
  • Three years landlord names and addresses
  • 1% reservation fee
  • Appraisal and credit report fee


OTHER ITEMS YOU MAY NEED
  • Bankruptcy papers
  • Divorce decree
  • Student transcripts
  • Letters explaining negative credit history and documentation
  • Letters explaining recent inquiries into your credit into your bank
  • Letters and documentation explaining large deposits into your account
  • 2 years complete partnership or corporation returns and year-to-date information
  • Letters explaining any gaps in your employment
FHA LOANS ONLY
  • Copy of picture ID
  • Copy of social security cards
  • Copy of recent paystubs
  • Copy of most recent bank
  • Appraisal and credit report fee


CONVENTIONAL LOANS ONLY
  • Appraisal and credit report fee


VA LOANS ONLY
  • Copy of picture ID
  • Copy of social security cards
  • Certificate of Eligibility
  • DD214
  • Original paystubs
  • Appraisal and credit report fee
  • Follow Us On
  • Park Company Blog
  • Park Company Twitter Page
  • Park Company Facebook Page
Bookmark and Share